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Notice Of Default California Public Records

A "Notice of Default" in California is a public record that indicates a borrower has failed to meet mortgage payment obligations. Filed by lenders, this notice serves as an official warning that foreclosure proceedings may begin if payments are not made. It is critical in background checks as it reveals potential financial distress associated with property ownership and can significantly impact creditworthiness and real estate transactions. Accessing these records through county offices or online databases can provide valuable insights for lenders, landlords, and potential investors.